Clay Hall
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Getting Settled

Banks

Bank of America
Bank of America on the Downtown Mall.

Listed below are banks that have branches in town, with toll free numbers and web addresses, in case you would like to do some advance research before you arrive in town. Check the Yellow Pages or their websites for addresses and phone numbers of the local branches after you arrive. Banks that have branches near the Law School are noted. Many of these banks offer free checking and ATM/debit cards to students of the University. Be sure to inquire.

United Bank
www.bankwithunited.com
973-1664

Two branches. One on the downtown mall and one on Route 29. Three ATMs.

Bank of America
www.bankofamerica.com
1-800-880-5454

Six branches, including one on Barracks Road. near the Law School and several ATMs on main University Grounds.

BB&T
www.bbandt.com
977-0336 (Ivy Rd. branch)

Five branches, including one on Ivy Rd., near the Law School.

First Citizens Bank
www.firstcitizens.com
1-888-323-4732

Three branches, the nearest is on Route 29 near Fashion Square Mall. Local bank.

Union First Market Bankshares
www.ubsh.com
1-800-396-0203

Six branches, including one in Barracks Road. near the Law School. Local.

Stellar One
www.stellarone.com
293-3159
1-800-825-4003

Locally owned bank with two Charlottesville branches, including one on Route 29.

Suntrust
www.suntrust.com
1-800-786-8787

Six local branches, including one on Barracks Rd. and Emmett St., near the Law School. Ten ATMs.

University of Virginia Community Credit Union
www.uvacreditunion.org
964-2001

Three branches, including one on Arlington Blvd., close to the Law School. Formerly for UVA employees, now open to anyone in the community.

Virginia National Bank
www.vnbpeople.com
817-8621

Locally established community bank with four branches, one at the corner of Emmett St. and Arlington Blvd., near the Law School.

Wachovia
www.wachovia.com
1-800-922-4685
244-3900

Eight branches, including one at the corner of Emmett St. and Arlington Blvd.,near the Law School.
Nine ATMs.

Note to International Students about Finances:

Managing financial resources is a highly individual and personal matter. In an unfamiliar monetary system where costs may be hard to predict, it goes without saying that it is important to budget available resources carefully to cover the necessities, such as tuition, housing, food, medical insurance, and medicine. And, of course, you should also plan for emergency and unexpected needs, such as dental work.

Overseas transfers of money can be complicated, costly, and time consuming, depending on the country from which the money is coming. We recommend that you contact your local bank before coming to the U.S. to discuss the best way to transfer your funds.

Most banks in Charlottesville are capable of handling overseas transfers of money, but some are more efficient than others. Most will limit the use of their services to customers who have accounts with them, a fact to keep in mind when opening an account with a Charlottesville bank.

Photo courtesy of the Charlottesville/Albemarle Convention & Visitors Bureau, visitcharlottesville.org

Tip

Virginia Law Families Tip:

Don't ever pay an ATM fee in Charlottesville! If your bank isn't convenient, get your needed cash for free when you purchase groceries at any local supermarket with your ATM card. If caught short near the Law School, run into Harris Teeter and buy a piece of fruit or something you know you're going to use anyway and then get the cash you need for free in the self-serve lane (or any other if lines are short). You can also get cash back on ATM purchases with no service charge at WalMart and Sam's Club.

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