Financial Aid Links

Alternative Private Loan Programs

Many private lending institutions offer credit-based loan programs to students. Students should carefully consider the interest rates, loan fees and terms of the program before making a selection. Most institutions have an online application followed by a credit check. Once the school is notified, the school will certify the loan amount. The student most likely will then be required to complete either an online or paper promissory note. Some lenders may require a credit-worthy co-signer who is a U.S. citizen. 

How to Apply for Alternative Private Loans

Please be aware that private loans do not qualify for most loan repayment assistance programs, nor do they qualify for most loan forgiveness programs. UVA Law requires that all students seeking a private loan complete a loan counseling session with the financial aid office.