Banking and Financial Institutions
This course will examine the regulation of financial institutions in the United States, with an emphasis on federal regulation of banking. It will cover the history of the U.S. banking industry; the basic rationales for regulation; the process of forming and acquiring banks; geographic and activities restrictions on banks; safety and soundness safeguards; affiliations between banks and securities, insurance, and other firms; and bank failure and resolution. It will also cover the causes, effects and implications of the recent financial crisis, as well as the reforms currently being implemented as a result of the 2010 Dodd-Frank Act.
Flex exam at end of semester.
*Yes means professor requires everyone in the course to submit a substantial research paper (which is the requirement standard in Academic Policies), so no paperwork required to be submitted to SRO. No means student must timely submit paperwork to SRO if intending to use a paper in this course to satisfy the Writing Requirement.
**Yes indicates course credits count towards UVA Law’s Prof. Skills graduation requirement, not necessarily a skills requirements for any particular state bar.