The Law and Economics of Consumer Finance

The per se rule against specific enforcement of personal service contracts is well established under Anglo-American contract law. At the same time...

History and precedent tell us that the just compensation requirement has been implemented by a complex network of remedies providing multiple avenues...

This Essay expounds on the outsized role of private law in governing ownership of new technologies and data. As scholars lament gaps between law and...

The history of public policy is littered with failures to solve large-scale social problems using interventions derived from behavioral science...

Large language models (LLMs) now perform extremely well on many natural language processing tasks. Their ability to convert legal texts to data may...

In an era of supposed great equality, women are still falling behind in the workplace. Even with more women in the workforce than in decades past...

Countries hit by unexpected crises often look to their overseas diasporas for assistance. Some countries have tapped into this generosity of their...

“Dignity” is a rallying cry of social and political movements worldwide. It also appears in legal doctrine and scholarship. But the meaning of dignity...

This chapter studies political corruption and its many relationships to the law of democracy. It begins with bribery laws, which forbid officials from...

There is concern that present-biased agents incur too much debt because of its deferred costs – concern that has influenced regulation of consumer...

Lenders are perfectly free to decide for themselves whether, when, how, to whom and on what terms they will extend credit to a sovereign borrower. But...

False information causes harm, threatening individuals, groups, and society. Many people struggle to judge the veracity of the information around them...

Many analyses of law take an unsentimental, perhaps even cynical view of regulated actors. On this view, law is a necessity borne of people’s selfish...

This article examines the impact of Greece retroactively, via legislation, changing the terms in hundreds of billions of euros worth of Greek...

Income inequality is a national preoccupation, and the public’s imagination is captured by the astronomical incomes of Valley tech billionaires and...

There is a live debate going on over whether antitrust should take a broader view of the economics of market concentration. When antitrust reformers...

The SEC mandates that public companies assess new information that changes the risks that they face and disclose these if there has been a “material”...

This paper describes the response of George Washington's administration to a plea for emergency war financing from French colonists who were trying to...